Empowering the Community Economy through the Enpowerment and Development of Sharia-Based Cooperatives in East Bandung
Keywords:
Sharia Cooperative, Economic Empowerment, Community Economy, Financial Inclusion, Islamic EconomicsAbstract
Sharia-based cooperatives represent a strategic instrument in strengthening the ummah's economy and fostering community economic independence. This study aims to analyze the role of sharia-based cooperatives in empowering the community economy, particularly in the context of social justice, equitable welfare, and financial inclusion. A qualitative approach is employed, incorporating literature review and field data from several Islamic cooperatives in West Bandung. The results indicate that sharia cooperatives serve as an alternative solution for small and medium communities in accessing financing and enhancing business productivity. However, challenges persist, including limited capital, low sharia literacy, and suboptimal cooperative management. Key recommendations include strengthening empowerment policies, continuous coaching, and integrating Islamic cooperatives into the digital economic ecosystem
References
Antonio, M. S. (2001). Bank Syariah: Dari Teori ke Praktik. Jakarta: Gema Insani.
Ascarya. (2020). Ekonomi dan Keuangan Syariah dalam Perspektif Maqashid Syariah. Jakarta: Bank Indonesia Institute.
Chapra, M. U. (2000). The Future of Economics: An Islamic Perspective. Leicester: The Islamic Foundation.
Creswell, J. W. (2016). Research Design: Pendekatan Kualitatif, Kuantitatif, dan Mixed. Yogyakarta: Pustaka Pelajar.
Karim, A. A. (2018). Ekonomi Mikro Islam. Jakarta: Rajawali Pers.
Kartasasmita, G. (1996). Pembangunan untuk Rakyat: Memadukan Pertumbuhan dan Pemerataan. Jakarta: CIDES-Indonesian.
Miles, M. B., & Huberman, A. M. (2014). Qualitative Data Analysis. California: Sage Publications.
Nugroho, A., & Iqbal, M. (2021). Digitalisasi dan Inklusi Keuangan Syariah: Peluang dan Tantangan di Era Industri 4.0. Jurnal Ekonomi dan Perbankan Syariah, 9(2), 121-134.
Nizar, M. A. (2016). "Peran Koperasi Syariah dalam Meningkatkan Kesejahteraan Masyarakat". Jurnal Ekonomi dan Perbankan Syariah, 4(2), 101–116.
OJK. (2023). Survei Nasional Literasi dan Inklusi Keuangan Syariah. Otoritas Jasa Keuangan.
Rahardjo, D. (2019). Koperasi Syariah dan Ekonomi Kerakyatan. Yogyakarta: UII Press.
Siddiqi, M. N. (2006). Islamic Banking and Finance in Theory and Practice: A Survey of State of the Art. Islamic Economic Studies, 13(2), 1–48.
Suharto, E. (2005). Pembangunan Masyarakat: Teori, Kebijakan, dan Praktik. Bandung: Refika Aditama.
Undang-Undang No. 17 Tahun 2012 tentang Perkoperasian.
Yin, R. K. (2014). Case Study Research: Design and Methods. California: Sage Publications
Yumna, A., & Clarke, M. (2009). Integrating zakat and Islamic charities with microfinance initiative in the purpose of poverty alleviation in Indonesia. 2nd International Conference on Inclusive Islamic Financial Sector Development, Brunei.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Lilis Sakuroh
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
