The Impact Of Online Loans On People Lifestyles

Authors

  • Agnes Soukotta Universitas Pattimura
  • Maria Lusiana Yulianti Universitas Winaya Mukti
  • Andiena Nindya Putri ITB Stikom Bali

Keywords:

Financial Literacy, Online Loans, Lifestyle

Abstract

This study examines how internet loans affect people's lifestyles in Indonesia. This study included 155 Indonesian residents who were selected using quantitative methods such as multiple linear regression analysis techniques. Secondary and primary data were used to evaluate hypotheses, with multiple linear regression tests being performed. The findings of the study show that both online loans and financial literacy have a positive and significant impact on lifestyle. Financial literacy also has a positive and significant impact on lifestyle, and online loans have a positive and significant impact on the lifestyle of Indonesians.

References

Arifin, Z., Ariantini, M. S., Sudipa, I. G. I., Chaniago, R., Dwipayana, A. D., Adhicandra, I., ... & Alfiah, T. (2023). GREEN TECHNOLOGY: Penerapan Teknologi Ramah Lingkungan Berbagai Bidang. PT. Sonpedia Publishing Indonesia.

Bhairawa, P. P., Suryanto, S., Sinta, N., Ida, W., & Yan, R. (2022). Using convergent parallel mixed methods and datasets for science, technology, and innovation policy dynamics research in Indonesia. ASEAN Journal on Science and Technology for Development, 39(2), 61-68.

Irmawati, I., Frihatni, A. A., Melinda, M., Kumala, R., Ristiyana, R., Yulianti, M. L., ... & Abdurohim, A. (2022). Akuntansi Keuangan Tingkat Menengah.

Irmawati, I., Frihatni, A. A., Melinda, M., Kumala, R., Ristiyana, R., Yulianti, M. L., ... & Abdurohim, A. (2022). Akuntansi Keuangan Tingkat Menengah.

Kamal, A., & Jaafar, J. L. S. B. (Eds.). (2013). Psychology at work in Asia: Proceeds of the 3rd and 4th Asian Psychological Association conferences and the 4th international conference on organizational psychology. Cambridge Scholars Publishing.

Lusiana, M., Haat, M. H. C., Saputra, J., Yusliza, M. Y., Muhammad, Z., & Bon, A. T. (2021, March). A review of green accounting, corporate social responsibility disclosure, financial performance and firm value literature. In Proceedings of the International Conference on Industrial Engineering and Operations Management (pp. 5622-5640).

Muksin, I., Widianingsih, I., Gunawan, B., & Sugandi, Y. S. (2022). Policy on Free Land Provision for the Transmigration Development in Payahe Transmigration Area, Tidore City, North Maluku Province, Indonesia. Jurnal Manajemen Pelayanan Publik, 6(1), 1-13.

Ondi, A., Suryani, H., Priatna, D. K., & Yulianti, M. L. (2023). Pengaruh Disiplin Kerja Terhadap Kinerja Pegawai Non Asn Pada Dinas Pendidikan Provinsi Jawa Barat. Jurnal Pengabdian Masyarakat dan Penelitian Terapan, 1(1), 8-15.

Ondi, A., Suryani, H., Priatna, D. K., & Yulianti, M. L. (2023). Pengaruh Disiplin Kerja Terhadap Kinerja Pegawai Non Asn Pada Dinas Pendidikan Provinsi Jawa Barat. Jurnal Pengabdian Masyarakat dan Penelitian Terapan, 1(1), 8-15.

Putra, M. J., Hermanto, B., Sukoco, I., Suryanto, S., Lian, B., & Harahap, Z. (2021). The effect of tourist objective photos of tourist festival on sport tourism (Asian Games) In Palembang, Indonesia. Halaman Olahraga Nusantara (Jurnal Ilmu Keolahragaan), 4(2), 350-368.

Roswinna, W., Febrian, F., Agustina, G., Yulianti, M. L., & Lasminingrat, A. (2020). The effect of non performing loans to cash ratio on bank bpr kertaraharja. Dinasti International Journal of Education Management and Social Science, 1(3), 412-418.

Seto, A. A., Yulianti, M. L., Kusumastuti, R., Astuti, N., Febrianto, H. G., Sukma, P., ... & Fauzan, R. (2023). Analisis Laporan Keuangan. Global Eksekutif Teknologi.

Suryanto, S., & Kurniati, P. S. (2022). Analisis Perdagangan Internasional Indonesia dan Faktor-Faktor yang Memengaruhinya. Intermestic: Journal of International Studies, 7(1), 104-122.

Sutaguna, I. N. T., Norvadewi, N., Rahayu, B., Rukmana, A. Y., & Yulianti, M. L. (2023). Implementation Social Media Marketing Implementation in MSMEs. ALKHIDMAH: Jurnal Pengabdian Dan Kemitraan Masyarakat, 1(3), 140-150.

Yulianti, M. L., & Pakata, R. (2023). The Impact of liquidity risk optimization on stability. Jurnal Ekonomi, 12(01), 630-639.

Downloads

Published

19-04-2024

How to Cite

Soukotta, A., Lusiana Yulianti, M., & Nindya Putri, A. (2024). The Impact Of Online Loans On People Lifestyles. Journal of Management, 3(1), 238–241. Retrieved from https://myjournal.or.id/index.php/JOM/article/view/155